Maryland Code § CL-14-1218

Section CL-14-1218
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(a) (1) A consumer who has reason to believe that this subtitle, or any
other law regulating consumer credit reporting, has been violated by a person may
file with the Commissioner a written complaint setting forth the details of the alleged
violation.
(2) The Commissioner may initiate an investigation if the
Commissioner has reason to believe that this subtitle, or any other law regulating
consumer credit reporting, has been violated.

(b) After receipt of a written complaint or initiating an investigation under
this section, the Commissioner may inspect the books, records, letters, and contracts
of a consumer reporting agency, and of each person who has furnished information to
the consumer reporting agency relating to the specific written complaint.

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