Maryland Code § CL-12-1011

Section CL-12-1011
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(a) If a consumer borrower defaults under the terms of a loan and the credit
grantor refers the borrower's account to an attorney who is not a salaried employee
of the credit grantor for collection, the credit grantor may, if the agreement, note, or
other evidence of the loan permits, charge and collect from the borrower a reasonable
attorney's fee.
(b) If the agreement, note, or other evidence of the loan permits, the credit
grantor may recover from the borrower all court and other collection costs actually
incurred by the credit grantor relating to the borrower's default.

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