Maine Code § 32-6169

Consumer protections
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1. Transaction limits; dollar amount. A virtual currency kiosk operator may not accept or
dispense more than $1,000 in a day from or to a customer via a virtual currency kiosk owned by the
operator.
[PL 2025, c. 285, §2 (NEW).]
2. Transaction charges. A virtual currency kiosk operator may not collect charges, whether direct
or indirect, from a customer related to a single virtual currency kiosk transaction that exceed the greater
of:
A. Five dollars; and [PL 2025, c. 285, §2 (NEW).]
B. Three percent of the United States dollar value of the transaction. [PL 2025, c. 285, §2
(NEW).]
[PL 2025, c. 285, §2 (NEW).]
3. Transaction receipt. At the option of a customer, a virtual currency kiosk operator shall provide
the customer with a paper or electronic receipt for any transaction made at a virtual currency kiosk that
includes the following information:
A. The name of the customer; [PL 2025, c. 285, §2 (NEW).]
B. The date and time of the transaction; [PL 2025, c. 285, §2 (NEW).]
C. The name and license number of the operator; [PL 2025, c. 285, §2 (NEW).]
D. The amounts of fiat currency and virtual currency exchanged or purchased in the transaction
and any fees charged to the customer; [PL 2025, c. 285, §2 (NEW).]
E. The virtual currency transaction hash and the public destination address for the virtual currency;
and [PL 2025, c. 285, §2 (NEW).]
F. The exchange rate. [PL 2025, c. 285, §2 (NEW).]
[PL 2025, c. 285, §2 (NEW).]

4. Refunds for customers. A virtual currency kiosk operator shall issue a refund to a customer
for the full amount of all transactions made within 90 days of the customer's first virtual currency kiosk
transaction with the virtual currency kiosk operator including any transaction charges collected under
subsection 2. To receive a refund under this subsection, a customer must:
A. Have been induced to engage in the virtual currency kiosk transactions by fraud or by an unfair,
deceptive or abusive practice; and [PL 2025, c. 285, §2 (NEW).]
B. Within one year of the last transaction induced by fraud or by an unfair, deceptive or abusive
practice, file a report with a government or law enforcement agency that includes a sworn statement
attesting to the details of the fraud or unfair, deceptive or abusive practice and information sufficient
to identify the virtual currency kiosk transactions subject to a refund pursuant to this subsection.
[PL 2025, c. 285, §2 (NEW).]
[PL 2025, c. 285, §2 (NEW).]

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