Maine Code § 24-A-4121

Accident and health insurance and total and permanent disability insurance certificates
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A society may not issue or deliver in this State any certificate or other evidence of any contract or
accident insurance or health insurance or of any total and permanent disability insurance contract unless
and until the form thereof, together with the form of application and all riders or endorsements for use
in connection therewith, has been filed with the superintendent and approved by the superintendent as
conforming to reasonable rules from time to time made by the superintendent and as not inconsistent
with any other provisions of law applicable thereto. For each such form filing, the society shall pay the
superintendent a fee that must be the same as for an insurer, as provided in section 601. The
superintendent shall, within a reasonable time after the filing of any such form, notify the society filing
the form either of the superintendent's approval or of the superintendent's disapproval of that form. The
superintendent may approve any such form that in the superintendent's opinion contains provisions on
any one or more of the several requirements made by the superintendent that are more favorable to the
members than the one or ones so required. The superintendent may make, alter and supersede
reasonable regulations prescribing the required, optional and prohibited provisions in such contracts,
and such regulations must conform, as far as practicable, to chapter 33. When the superintendent
considers inapplicable, either in part or in their entirety, the provisions of the foregoing sections, the
superintendent may prescribe the portions or summary thereof of the contract to be printed on the
certificate issued to the member. Any filing made under this section is deemed approved unless
disapproved within 60 days from the date of such filing. The procedures governing all rules
promulgated under authority of this section must conform to Title 5, chapter 375, subchapter 2. [RR
2021, c. 1, Pt. B, §329 (COR).]

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