Maine Code § 24-A-2952

Termination of coverage
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Cancellation and nonrenewal of group policies and of coverage of group members under group
policies are governed by this section. [PL 2001, c. 138, §16 (NEW).]
1. Involuntary termination. Involuntary termination of the group policy is governed by section
2908. Individual insureds do not have standing to contest cancellation or nonrenewal of the group
policy unless they have the right to represent the group policyholder.
[PL 2001, c. 138, §16 (NEW).]
2. Prior notice of involuntary termination of coverage. Except as otherwise provided in this
section, individual insureds have the same rights to prior notice before involuntary termination of
coverage and opportunity for hearing before the superintendent to contest the termination as would be
available under the cancellation control laws applicable to comparable nongroup policies.
[PL 2001, c. 138, §16 (NEW).]
3. Termination of group policy. Termination of the group policy, whether voluntary or
involuntary, is a valid ground for termination of coverage for all group members, if adequate notice to
group members has been given in accordance with subsection 2.
[PL 2001, c. 138, §16 (NEW).]
4. Termination of group membership. Termination of group membership is a valid ground for
termination of the member's coverage under a group policy, if the certificate of coverage so provides.
If the certificate of coverage gives adequate notice that coverage ceases immediately upon voluntary
withdrawal from the group, no further advance notice is required as a condition precedent to the
termination of coverage.
[PL 2001, c. 138, §16 (NEW).]
5. Continued coverage. An insurer's obligation to issue or offer continued coverage to a group
member under this chapter may be satisfied by the issuance or offer of a comparable nongroup policy.
[PL 2001, c. 138, §16 (NEW).]

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