Maine Code § 24-A-2723

Insurance with other insurers -- other benefits
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1. There may be a provision as follows:
Insurance with other insurers: If there be other valid coverage, not with this insurer, providing benefits
for the same loss on other than an expense incurred basis and of which this insurer has not been given
written notice prior to the occurrence or commencement of loss, the only liability for such benefits
under this policy shall be for such proportion of the indemnities otherwise provided hereunder for such
loss as the like indemnities of which the insurer had notice, including the indemnities under this policy,
bear to the total amount of all like indemnities for such loss, and for the return of such portion of the
premium paid as shall exceed the pro rata portion for the indemnities thus determined.
[PL 1969, c. 132, §1 (NEW).]
2. If the foregoing policy provision is included in a policy which also contains the policy provision
set out in section 2722, there shall be added to the caption of the foregoing provision the phrase "other
benefits." The insurer may, at its option, include in this provision a definition of "other valid coverage,"
approved as to form by the superintendent, which definition shall be limited in subject matter to
coverage provided by organizations subject to regulation by insurance law or by insurance authorities
of this or any other state of the United States or any province of Canada, and to any other coverage the
inclusion of which may be approved by the superintendent. In the absence of such definition such term
shall not include group insurance, or benefits provided by union welfare plans or by employer or
employee benefit organizations. For the purpose of applying the foregoing policy provision with respect
to any insured, any amount of benefit provided for such insured pursuant to any compulsory benefit
statute, including any workers' compensation or employer's liability statute, whether provided by a
governmental agency or otherwise shall in all cases be deemed to be "other valid coverage" of which

the insurer has had notice. In applying the foregoing policy provision no third party liability coverage
shall be included as "other valid coverage."
[PL 1989, c. 502, Pt. A, §96 (AMD).]

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