Unless an inquiry of a regulated insurance entity or insurance support organization also requests the reasons for the underwriting decision or placement, a regulated insurance entity or insurance support organization may not seek information in connection with an insurance transaction concerning: [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).] 1. Previous adverse decision. Any previous adverse underwriting decision experienced by an insurance consumer; or [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).] 2. Residual market, surplus lines or substandard risk carrier. Any previous insurance coverage obtained by a consumer through a residual market, a surplus lines insurer or a carrier that specializes in substandard risks. [PL 1997, c. 677, §3 (NEW); PL 1997, c. 677, §5 (AFF).]
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