Maine Code § 14-6104

Limitation of action on undischarged mortgage
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When the record title of real estate is encumbered by an undischarged mortgage, and the mortgagor
and those having his estate in the premises have been in uninterrupted possession of such real estate for
20 years after the expiration of the time limited in the mortgage for the full performance of the
conditions thereof, he or they, or any person having a freehold estate, vested or contingent in possession,
reversion or remainder, in the land originally subject to the mortgage or in any undivided or any aliquot
part thereof, or any interest therein which may eventually become a freehold estate, or any person who
has conveyed such land or any such interest therein with covenants of title or warranty, may apply to

the Superior Court in the county where the whole or any part of the mortgaged premises is situated, by
complaint setting forth the facts and asking for a decree as hereinafter provided. If after notice to all
persons interested as provided in section 6107, no evidence is offered of any payment within said 20
years or of any other act within said time, in recognition of its existence as a valid mortgage, the
Superior Court upon hearing may enter a decree setting forth such facts and its findings in relation
thereto, which decree shall within 30 days be recorded in the registry of deeds where the mortgage is
recorded. Thereafter no action shall be brought by any person to enforce a title under said mortgage.

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