Louisiana Code § RS 22:1300.9

Insurable interest
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A. Notwithstanding any other provision of law to the contrary, a peer-to-peer car sharing program shall have an insurable interest in a shared vehicle during the car sharing period. B. Nothing in this Section creates liability on a peer-to-peer car sharing program to maintain the coverage mandated by R.S. 22:1300.3. C. A peer-to-peer car sharing program may own and maintain as the named insured one or more policies of motor vehicle liability insurance that provides coverage for any of the following: (1) Liabilities assumed by the peer-to-peer car sharing program under a peer-to-peer car sharing program agreement. (2) Any liability of the shared vehicle owner. (3) Damage or loss to the shared motor vehicle. (4) Any liability of the shared vehicle driver.

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