An authority shall provide insurance, or may provide for self -insurance and establish for that purpose such reserves as it deems prudent, for its properties, and for workers' compensation, and for public liability, and may provide for the insuring of its o fficers or employees, and the expense of obtaining such insurance, and of paying the premiums therefor from time to time, shall be borne by the authority and be chargeable as an operating expense of the authority.
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