(1) An individual shall not advertise or claim to be a home inspector and shall not conduct a home inspection for compensation without first obtaining a license as a home inspector. (2) An individual shall not advertise as, claim to be, or engage in or work at the trade of home inspection unless an owner or employee of that business is a licensed home inspector. (3) The board shall deny a license to any applicant who fails to: (a) Furnish evidence satisfactory to the board, showing that the individual: 1. Is at least eighteen (18) years of age; 2. Possesses a high school diploma or a High School Equivalency Diploma; and 3. Meets other criteria established by the board through promulgation of administrative regulations; (b) Verify the information submitted on the application form; (c) Complete a board-approved training program or course of study involving the performance of home inspections, and pass an examination prescribed or approved by the board; (d) Submit to the board a certificate of insurance that is acceptable to the board and that: 1. Is issued by an insurance company or other legal entity authorized to transact insurance business in Kentucky; 2. Provides for general liability coverage of at least two hundred fifty thousand dollars ($250,000); 3. Lists the Kentucky Board of Home Inspectors as the certificate holder of any insurance policy satisfying the requirements of this paragraph; 4. States that cancellation and nonrenewal of the underlying policy is not effective until the board receives at least ten (10) days' prior written notice of the cancellation or nonrenewal; and 5. Contains any other terms and conditions established by the board; or (e) Pay a licensing fee established in KRS 198B.706. (4) An individual applying for a license as a home inspector shall apply on a written or electronic form prescribed and provided by the board.
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