Kentucky Code § KRS 198B.290

Issuance of rebuilding permits for certain types of property contiguous to river in counties with city of first class or consolidated local government and cities within such county
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In counties with cities of the first class or a consolidated local g overnment and cities within those counties, a permit to rebuild a commercial business on property contiguous to a river, and a permit to rebuild single -family dwellings on properties contiguous to a river, shall be issued if the construction plans meet the requirements of any local floodplain ordinance.

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