The Kentucky Board of Education shall by regulation require each school district to: (1) Provide for fire and extended insurance coverage on each building owned by the board which is not surplus to its needs as shown by the approved facilities plan. The requirement for such coverage shall not exceed replacement cost and shall allow for the features of coinsurance and deductibles; and (2) Provide each certified employ ee of the district with primary liability insurance coverage for an amount of not less than one million dollars ($1,000,000) for the protection of the employee from liability arising in the course and scope of pursuing the duties of employment.
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