Kansas Code § 9-2224

Restrictions on interest in land as security; violation
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(a) A mortgage company shall not make a covered transaction with an interest in land as security with an amount financed of $5,000 or less in which the annual percentage rate of the loan exceeds the code mortgage rate. A security interest taken in violation of this section shall be void.
(b) This section shall be a part of and supplemental to the Kansas mortgage business act.

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