From and after January 1, 1993: In connection with the offering for sale of any health benefit plan to a small employer, each carrier shall make a reasonable disclosure as part of its solicitation and sales materials, of: (a) The extent to which premium rates for a specific small employer are established or adjusted in part based upon the actual or expected variation in claims costs or actual or expected variation in health condition of the employees and dependents of such small employer; (b) the provisions concerning such carrier's right to change premium rates and the factors other than claims experience which affect changes in premium rates; and (c) provisions relating to renewability of policies and contracts; and (d) the provision relating to any pre-existing condition provision.
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