Iowa Code § 625.25

Opportunity to pay
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No such attorney feeshall be taxedif the defendant isa resident of the county and theaction isnot aided by an attachment, unless it shall be made to appear that such defendant had information of and a reasonable opportunity to pay the debt before action was brought. This provision, however, shall not apply to contracts made payable by their terms at a particular place, the maker of which has not tendered the sum due at the place named in the contract.

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