1. “Incomplete instrument” means a signed writing, whether or not issued by the signer, the contents of which show at the time of signing that itis incomplete but that the signer intended itto be completed by the addition of words or numbers. 2. Subject to subsection 3, if an incomplete instrument is an instrument under section 554.3104, it may be enforced according to its terms if itis not completed, or according to its terms as augmented by completion. If an incomplete instrument isnot an instrument under section 554.3104, but, after completion, the requirements of section 554.3104 are met, the instrument may be enforced according to itsterms as augmented by completion. 3. If words or numbers are added to an incomplete instrument without authority of the signer, there isan alteration of the incomplete instrument under section 554.3407. 4. The burden of establishing that words or numbers were added to an incomplete instrument without authority of the signer ison the person asserting the lack of authority.
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