The administrator may bring a civil action to restrain a person from violating this chapter and for other appropriate relief, including but not limited to the following: 1. To prevent the use or employment by a person of practices prohibited by this chapter. 2. To reform contracts to conform to this chapter and to rescind contracts into which a creditor has induced a consumer to enter by conduct violating this chapter, even though the consumers are not parties to the action. An action under this section may be joined with an action under the provisions on civil actions by the administrator under section 537.6113.
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