Sec. 3. As used in this chapter, "insured" means an individual who is entitled to the benefits provided by a health insurance policy. The term includes the following: (1) A policyholder of an individual health insurance policy. (2) A member of the group covered by a group health insurance policy. (3) A female who is entitled to coverage under a health insurance policy as a spouse or dependent of an individual referred to in subdivision (1) or (2).
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