Indiana Code § 27-8-15-30

Plan modifications prohibited
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Sec. 30. Except as permitted under sections 27 and 29 of this chapter, a small employer insurer shall not modify a health insurance plan with respect to: (1) a small employer; or (2) an eligible employee or dependent; through riders, endorsements, or otherwise to restrict or exclude coverage or benefits for specific diseases, medical conditions, or services otherwise covered by the plan.

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