Sec. 9. (a) A written notice provided under section 8(a)(1) or 8(c) of this chapter: (1) must: (A) be sufficiently clear; and (B) use language sufficiently specific; to enable the insured to identify the basis for the insurer's decision to make the material change; (2) must include a description of the principal factors most heavily weighed by an insurer in making a material change, listed in no particular order; and (3) may provide a point of contact through which the insured may discuss the reasons for the material change. (b) A statement that: (1) the material change is based on the insurer's internal standards, policies, or models; (2) the insured failed to achieve a particular score on the insurer's scoring system; or (3) contains generalized terms, such as "poor credit history", "poor credit rating", or "poor insurance score"; does not meet the requirements set forth in subsection (a). (c) This section does not require the disclosure of factors that are otherwise disclosed to the insured.
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