Indiana Code § 27-2-24-5

"Innocent coinsured"
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Sec. 5. As used in this chapter, "innocent coinsured" means an individual who: (1) is insured under a policy of property or casualty insurance; (2) did not have knowledge of, cooperate in, or intentionally contribute to a property loss that was caused or arranged by another individual who: (A) is also insured under the policy of property or casualty insurance; and (B) either: (i) died; or (ii) has been charged with a crime based on a court finding that there is probable cause to believe that the individual committed the crime; in connection with the circumstances that caused the property loss; (3) signs a sworn affidavit attesting that the individual did not have knowledge of, cooperate in, or intentionally contribute to the property loss; and (4) cooperates in: (A) the investigation and resolution of the claim for the property loss; (B) any police investigation related to the property loss; and (C) any criminal prosecution of the individual that caused or arranged the property loss.

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