Indiana Code § 27-2-22-6

"Retained asset account"
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Sec. 6. As used in this chapter, "retained asset account" means a mechanism through which the settlement of proceeds payable under a policy occurs by the insurer's deposit of the proceeds into a checking or draft account: (1) in which the proceeds are retained by the insurer; and (2) under a contract that is supplemental to the policy and does not involve annuity benefits.

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