Sec. 2.5. An insurer may cancel a policy of insurance that the insurer has written that has been in effect ninety (90) days or less by mailing a written notice of cancellation to a person insured under the policy at least: (1) ten (10) days before cancelling if an insured has failed to pay a premium; (2) twenty (20) days before cancelling if the insured has perpetrated a fraud or material misrepresentation upon the insurer; or (3) thirty (30) days before cancelling for any other reason.
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