Sec. 22. (a) Except as provided in subsection (b), a financial services provider may not decline or otherwise refuse to process a lawful payment card transaction based solely on the assignment or nonassignment of a firearms code to the payment card transaction. (b) A financial services provider may decline or otherwise refuse to process a lawful payment card transaction involving a firearms retailer on the basis of the assignment or nonassignment of a firearms code: (1) at the request of the consumer; (2) in accordance with: (A) fraud controls; or (B) merchant category exclusions offered by a financial services provider for the purpose of expenditure control or corporate card control; applicable to the payment card involved in the payment card transaction; or (3) for purposes of restricting the use or availability of a firearms code in Indiana.
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