Sec. 13. (a) The remedies afforded by this chapter are: (1) cumulative; (2) not exclusive; and (3) in addition to any other legal or equitable remedies available to the consumer. (b) In addition to any other remedies available, a consumer who suffers loss as a result of any violation of this chapter may: (1) bring an action to recover damages; or (2) submit the matter to arbitration under IC 34-57-2 .
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