Sec. 6. Before executing a contract or agreement with a buyer or receiving money or other valuable consideration, a credit services organization must provide the buyer with a written statement that contains the following: (1) A complete and detailed description of the services to be performed by the credit services organization for the buyer and the total cost of the services. (2) A statement explaining the buyer's right to proceed against the bond or surety account required under section 8 of this chapter. (3) The name and address of the: (A) surety company that issued a bond; or (B) depository and the trustee of a surety account and the account number of the surety account; required under section 8 of this chapter. (4) A complete and accurate statement of the buyer's right to review any file on the buyer maintained by a consumer reporting agency as provided under the Fair Credit Reporting Act (15 U.S.C. 1681 et seq.). (5) A statement that the buyer's file is available for review: (A) at no charge at the times and under the circumstances set forth in 15 U.S.C. 1681j; and (B) for a minimal charge at any other time as provided by 15 U.S.C. 1681j(f). (6) A complete and accurate statement of the buyer's right to dispute the completeness or accuracy of an item contained in a file on the buyer maintained by a consumer reporting agency. (7) A statement that accurate information cannot be permanently removed from the files of a consumer reporting agency. (8) A complete and accurate statement indicating when consumer information becomes obsolete and when consumer reporting agencies are prevented from issuing reports containing obsolete information. (9) A complete and accurate statement of the availability of nonprofit credit counseling services.
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