Indiana Code § 24-4.5-3-106

"Loan"
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Sec. 106. Definition: "Loan" — "Loan" includes       (1) the creation of debt by the lender's payment of or agreement to pay money to the debtor or to a third party for the account of the debtor;       (2) the creation of debt by a credit to an account with the lender upon which the debtor is entitled to draw immediately;       (3) the creation of debt pursuant to a lender credit card or similar arrangement; and       (4) the forbearance of debt arising from a loan. Formerly: Acts 1971, P.L.366, SEC.4.

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