Effective 1-1-2026. Sec. 11. "Decision that produces legal or similarly significant effects concerning a consumer" means a decision made by a controller that results in the provision or denial by the controller of: (1) financial and lending services; (2) housing; (3) insurance; (4) education enrollment; (5) criminal justice; (6) employment opportunities; (7) health care services; or (8) access to basic necessities, such as food and water.
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