Illinois Code § 815 ILCS 505/2K

No person engaged in the making of loans to consumers or
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Sec. 2K. 

No person engaged in the making of loans to consumers or
furnishing goods or services to consumers in a credit transaction may
advertise using the terms "bank rates", "bank financing" or words of like
import unless it is a bank, banking association or trust company authorized
to do business under the laws of this State or of the United States. A
person who violates this Section commits an unlawful practice within the
meaning of this Act.

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