Illinois Code § 815 ILCS 375/12

No provision in a retail installment contract under which, in the
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absence of the buyer's default, the holder may, arbitrarily and without
reasonable cause, accelerate the maturity of any part or all of the amount
owing thereunder is enforceable.

 
No provision in a retail installment contract relieving the seller from
liability for any remedies provided by law which the buyer
may have against the
seller is enforceable.

 
No provision in a retail installment contract purporting to waive any of
the provisions of this Act is enforceable.

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