Illinois Code § 815 ILCS 160/2

Credit agreements to be in writing.
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A debtor may not
maintain an action on or in any way related to a credit agreement unless
the credit agreement is in writing, expresses an agreement or commitment to
lend money or extend credit or delay or forbear repayment of money, sets
forth the relevant terms and conditions, and is signed by the creditor and
the debtor.

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