Illinois Code § 815 ILCS 135/3.1

When the obligor of the loan is induced by the contractor to sign
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a completion certificate before the contractor has performed the labor or
delivered the materials as stated by such certificate, regardless of
whether the obligor understood the significance of his signature upon such
a certificate, the contractor shall perform the labor and deliver the
materials as stated within a reasonable time from the date the obligor
signed such document.

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