Illinois Code § 815 ILCS 120/3

No financial institution, in connection with or in contemplation
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of any loan to any person, may:

 
(a) Deny or vary the terms of a loan on the basis that a specific parcel
of real estate offered as security is located in a specific geographical area.

 
(b) Deny or vary the terms of a loan without having considered all of
the regular and dependable income of each person who would be liable for
repayment of the loan.

 
(c) Deny or vary the terms of a loan on the sole basis of the childbearing
capacity of an applicant or an applicant's spouse.

 
(c-5) Deny or vary the terms of a loan on the basis of the borrower's race, gender, disability, or national origin. 
 
(d) Utilize lending standards that have no economic basis and which are
discriminatory in effect.

 
(e) Engage in equity stripping or loan flipping.

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