Illinois Code § 810 ILCS 5/4-105

"Bank"; "Depositary Bank"; "Payor Bank"; "Intermediary Bank";
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"Collecting Bank"; "Presenting Bank".

 
In this Article:

 
(1) "Bank" means any person engaged in the business of banking,
including a savings bank, savings and loan association, credit union,
or trust company;

 
(2) "Depositary bank" means the first bank to take an item even
though it is also the payor bank, unless the item is presented for
immediate payment over the counter;

 
(3) "Payor bank" means a bank that is the drawee of a
draft;

 
(4) "Intermediary bank" means a bank to which an item is
transferred in course of collection except the depositary or payor bank;

 
(5) "Collecting bank" means a bank handling an item for collection except
the payor bank;

 
(6) "Presenting bank" means a bank presenting an item except a
payor bank.

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