Illinois Code § 810 ILCS 5/3-111

Place of payment.
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Except as otherwise provided for items in
Article 4, an instrument is payable at the place of payment stated in the
instrument. If no place of payment is stated, an instrument is payable at
the address of the drawee or maker stated in the instrument. If no address
is stated, the place of payment is the place of business of the drawee or
maker. If a drawee or maker has more than one place of business, the place
of payment is any place of business of the drawee or maker chosen by the
person entitled to enforce the instrument. If the drawee or maker has no
place of business, the place of payment is the residence of the drawee or
maker.

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