Illinois Code § 765 ILCS 910/7

The borrower shall not have the right to terminate any such arrangement
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under Section 5 in conjunction with mortgages insured, guaranteed, supplemented,
or assisted by the State of Illinois or the federal government that require
an escrow arrangement for their continuation. The borrower shall not have the right to terminate any such arrangement under Section 5 in conjunction with a mortgage loan that is a higher-priced mortgage loan as defined in Title 12 CFR Part 1026, as amended, unless the borrower has met all of the conditions for cancellation of an escrow account for a higher-priced mortgage loan in Title 12 CFR Part 1026, as amended.

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