"Abandoned residential property" means residential real estate that: (a) either: (1) is not occupied by any mortgagor or lawful occupant as a principal residence; or (2) contains an incomplete structure if the real estate is zoned for residential development, where the structure is empty or otherwise uninhabited and is in need of maintenance, repair, or securing; and (b) with respect to which either: (1) two or more of the following conditions are shown to exist: (A) construction was initiated on the property and was discontinued prior to completion, leaving a building unsuitable for occupancy, and no construction has taken place for at least 6 months; (B) multiple windows on the property are boarded up or closed off or are smashed through, broken off, or unhinged, or multiple window panes are broken and unrepaired; (C) doors on the property are smashed through, broken off, unhinged, or continuously unlocked; (D) the property has been stripped of copper or other materials, or interior fixtures to the property have been removed; (E) gas, electrical, or water services to the entire property have been terminated; (F) there exist one or more written statements of the mortgagor or the mortgagor's personal representative or assigns, including documents of conveyance, which indicate a clear intent to abandon the property; (G) law enforcement officials have received at least one report of trespassing or vandalism or other illegal acts being committed at the property in the last 6 months; (H) the property has been declared unfit for occupancy and ordered to remain vacant and unoccupied under an order issued by a municipal or county authority or a court of competent jurisdiction; (I) the local police, fire, or code enforcement authority has requested the owner or other interested or authorized party to secure or winterize the property due to the local authority declaring the property to be an imminent danger to the health, safety, and welfare of the public; (J) the property is open and unprotected and in reasonable danger of significant damage due to exposure to the elements, vandalism, or freezing; or (K) there exists other evidence indicating a clear intent to abandon the property; or (2) the real estate is zoned for residential development and is a vacant lot that is in need of maintenance, repair, or securing. occupant as a principal residence; or estate is zoned for residential development, where the structure is empty or otherwise uninhabited and is in need of maintenance, repair, or securing; and to exist: and was discontinued prior to completion, leaving a building unsuitable for occupancy, and no construction has taken place for at least 6 months; up or closed off or are smashed through, broken off, or unhinged, or multiple window panes are broken and unrepaired; broken off, unhinged, or continuously unlocked; other materials, or interior fixtures to the property have been removed; entire property have been terminated; the mortgagor or the mortgagor's personal representative or assigns, including documents of conveyance, which indicate a clear intent to abandon the property; least one report of trespassing or vandalism or other illegal acts being committed at the property in the last 6 months; occupancy and ordered to remain vacant and unoccupied under an order issued by a municipal or county authority or a court of competent jurisdiction; authority has requested the owner or other interested or authorized party to secure or winterize the property due to the local authority declaring the property to be an imminent danger to the health, safety, and welfare of the public; reasonable danger of significant damage due to exposure to the elements, vandalism, or freezing; or clear intent to abandon the property; or development and is a vacant lot that is in need of maintenance, repair, or securing.
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