Illinois Code § 65 ILCS 5/10-5-1

Every city, village or incorporated town in this State, which
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adopts this Division 5, as hereinafter provided, now having or which may
hereafter have a volunteer fire department or a fire department composed in
part of volunteer firemen, shall procure, in the name and for the benefit
of the volunteer members of such fire department, a policy or policies of
insurance, conditioned as hereinafter provided.

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