Illinois Code § 625 ILCS 40/1-2.11

"Owner" means a person, other than a lien holder, having title to a
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snowmobile. The term includes a person entitled to the use or possession of
a snowmobile subject to an interest in another person, reserved or created
by agreement and securing payment or performance of an obligation, but the
term excludes a lessee under a lease not intended as security.

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