Illinois Code § 40 ILCS 5/5-150

Whenever the sum to a policeman's credit for annuity for him
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or his widow is insufficient, at the time the amount of such annuity is
fixed, to provide a life annuity of $10 a month, a term annuity of $10 a
month shall be payable for a period of years and months to be computed from
his credits according to the actuarial tables in use by the fund.

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