Illinois Code § 215 ILCS 5/357.17

"OTHER INSURANCE IN THIS COMPANY:
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If an accident or health or
accident and health policy or policies previously issued by the company to
the insured be in force concurrently herewith, making the aggregate
indemnity for ....(insert type of coverage or coverages) in excess of
$....(insert maximum limit of indemnity or indemnities) the excess
insurance shall be void and all premiums paid for such excess shall be
returned to the insured or to his estate."
or, in lieu thereof:

 
"Insurance effective at any one time on the insured under a like policy
or policies in this company is limited to the one such policy elected by
the insured, his beneficiary or his estate, as the case may be, and the
company will return all premiums paid for all other such policies."

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