Illinois Code § 215 ILCS 5/356u

Pap tests and prostate cancer screenings.
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Sec. 356u. 
Pap tests and prostate cancer screenings. 

 
(a) A group policy of accident and health insurance that provides coverage
for hospital or medical treatment or services for illness on an
expense-incurred basis and is amended, delivered, issued, or renewed after January 1, 2024 shall provide coverage, without imposing a deductible, coinsurance, copayment, or any other cost-sharing requirement, for all of
the
following:

 
 
(1) An annual cervical smear or Pap smear test for 
 
all insureds.

 
 
(2) An annual prostate cancer screening for insureds 
 
upon the recommendation of a physician licensed to practice medicine in all its branches for:

 
 
 
(A) asymptomatic individuals age 50 and over;

 
 
 
(B) African-American individuals age 40 and over; 
 
 
and

 
 
 
(C) individuals age 40 and over with a family 
 
 
history of or genetic predisposition to prostate cancer.

 
 
(3) Surveillance tests for ovarian cancer for 
 
insureds who are at risk for ovarian cancer.
 
(b) This Section shall not apply to agreements, contracts, or policies that
provide coverage for a specified disease or other limited benefit coverage.

 
(c) This Section does not apply to coverage of prostate cancer screenings to the extent such coverage would disqualify a high-deductible health plan from eligibility for a health savings account pursuant to Section 223 of the Internal Revenue Code. 
 
(d) For the purposes of this Section:
 
"At risk for ovarian cancer" means:
 
 
(1) having a family history (i) with one or more 
 
first-degree relatives with ovarian cancer, (ii) of clusters of relatives with breast cancer, or (iii) of nonpolyposis colorectal cancer; or
 
 
(2) testing positive for BRCA1 or BRCA2 mutations.
 
"Prostate cancer screening" means medically viable methods for the detection and diagnosis of prostate cancer, including a digital rectal exam and the prostate-specific antigen test and associated laboratory work. "Prostate cancer screening" includes medically necessary subsequent follow-up testing as directed by a health care provider, including, but not limited to:
 
 
(1) urinary analysis;
 
 
(2) serum biomarkers; and
 
 
(3) medical imaging, including, but not limited to, 
 
magnetic resonance imaging. 
 
"Surveillance tests for ovarian cancer" means annual screening using (i) CA-125 serum tumor marker testing, (ii) transvaginal ultrasound, (iii) pelvic examination.

all insureds.
upon the recommendation of a physician licensed to practice medicine in all its branches for:
and
history of or genetic predisposition to prostate cancer.
insureds who are at risk for ovarian cancer.
first-degree relatives with ovarian cancer, (ii) of clusters of relatives with breast cancer, or (iii) of nonpolyposis colorectal cancer; or
magnetic resonance imaging.

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