Illinois Code § 215 ILCS 5/351A-4.5

Long-term care; coverages.
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Sec. 351A-4.5. 

Long-term care; coverages. 

Nothing in this Code prohibits
an insurance company from offering a long-term care insurance
policy that provides for (1) reimbursement
of paid premiums in the event of cancellation or (2) reduced benefits in the
event the policyholder discontinues premium payments.

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