Illinois Code § 205 ILCS 740/2.03

Exemptions.
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(was 225 ILCS 425/2.03)
 
Sec. 2.03. 
Exemptions. 
This Act does not apply to the following:
 
 
1. Banks, including trust departments, affiliates, 
 
and subsidiaries thereof, and fiduciaries (except those who own or operate collection agencies);
 
 
2. Abstract companies doing an escrow business;
 
 
3. Real estate brokers when acting in the pursuit of 
 
their profession;
 
 
4. Public officers and judicial officers acting under 
 
order of a court;
 
 
5. Licensed attorneys at law;
 
 
6. Insurance companies;
 
 
7. Credit unions, including affiliates and 
 
subsidiaries thereof (except those who own or operate collection agencies);
 
 
8. Persons licensed pursuant to the Residential 
 
Mortgage License Act of 1987 when engaged in activity authorized under that Act;
 
 
9. Retail sellers collecting on retail installment 
 
contracts or retail charge agreements originated by the retail seller;
 
 
10. Unit Owner's Associations established under the 
 
Condominium Property Act, and their duly authorized agents, when collecting assessments from unit owners;
 
 
11. Any person under contract with a creditor to 
 
notify the creditor's debtors of a debt using only the creditor's name; 
 
 
12. Persons licensed pursuant to the Sales Finance 
 
Agency Act when engaged in collection of accounts purchased or loans they made pursuant to that Act;
 
 
13. Persons licensed pursuant to the Student Loan 
 
Servicing Act when engaged in activity authorized under that Act;
 
 
14. Persons licensed pursuant to the Consumer 
 
Installment Loan Act when engaged in collection of loans that they originated under that Act;
 
 
15. Persons engaged in the business of originating 
 
loans of money pursuant to the Interest Act when engaged in collecting loans that they originated under that Act;
 
 
16. Motor vehicle retail sellers collecting motor 
 
vehicle retail installment contracts originated by the motor vehicle retail seller;
 
 
17. Any person licensed pursuant to the Consumer 
 
Legal Funding Act when engaged in activity authorized by that Act; 
 
 
18. Any person licensed pursuant to the Pawnbroker 
 
Regulation Act of 2023 when engaged in activity authorized by that Act; and 
 
 
19. Any person identified by the Department by rule. 

and subsidiaries thereof, and fiduciaries (except those who own or operate collection agencies);
their profession;
order of a court;
subsidiaries thereof (except those who own or operate collection agencies);
Mortgage License Act of 1987 when engaged in activity authorized under that Act;
contracts or retail charge agreements originated by the retail seller;
Condominium Property Act, and their duly authorized agents, when collecting assessments from unit owners;
notify the creditor's debtors of a debt using only the creditor's name;
Agency Act when engaged in collection of accounts purchased or loans they made pursuant to that Act;
Servicing Act when engaged in activity authorized under that Act;
Installment Loan Act when engaged in collection of loans that they originated under that Act;
loans of money pursuant to the Interest Act when engaged in collecting loans that they originated under that Act;
vehicle retail installment contracts originated by the motor vehicle retail seller;
Legal Funding Act when engaged in activity authorized by that Act;
Regulation Act of 2023 when engaged in activity authorized by that Act; and

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