Illinois Code § 205 ILCS 660/8.12

Ownership by the applicant or licensee or by a shareholder,
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partner or beneficiary thereof of a substantial or controlling interest in
the business of a retail seller from which it purchases any retail
contracts, retail charge agreements or evidences of indebtedness unless the
retail contracts, retail charge agreements or evidences of indebtedness
used in the retail installment transaction provide expressly and
prominently that all defenses of the retail buyer may be asserted equally
against the sales finance agency and the retail seller involved in the
transaction.

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