Illinois Code § 205 ILCS 620/2-6

Upon the filing of an application for a certificate of authority,
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the Commissioner shall cause to be made an investigation of the truth of the
statements therein and the background of the management and controlling
shareholder or shareholders and shall not approve the application and issue a
certificate of authority unless he shall be of the opinion and finds:

 
(a) that the proposed capital at least meets the minimum amounts as
determined pursuant to this Act including amounts deemed necessary to support
the scope of the proposed operations;

 
(b) that the general character and experience of the proposed management is
such as to assure reasonable promise of successful, safe and sound operation;
and

 
(c) that the prior business affairs of the persons who will control the
corporate fiduciary or the proposed management personnel, whether as a
stockholder, director, officer, or customer, were conducted in a safe, sound
manner, and lawful manner.

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