(a) On or before May 1, 2026, and each May 1 thereafter, the Department of Insurance shall report to the Governor and the General Assembly on health insurance coverage, affordability, and cost trends, including: (1) medical cost trends by major service category, including prescription drugs; (2) utilization patterns of services by major service categories; (3) impact of benefit changes, including essential health benefits and non-essential health benefits; (4) enrollment trends; (5) demographic shifts; (6) geographic factors and variations, including changes in provider availability; (7) health care quality improvement initiatives; (8) inflation and other factors impacting this State's economic condition; (9) the availability of financial assistance and tax credits to pay for health insurance coverage for individuals and small businesses; (10) trends in out-of-pocket costs for consumers; and (11) factors contributing to costs that are not otherwise specified in paragraphs (1) through (10) of this subsection. (b) This report shall not attribute any information or trend to a specific company and shall not disclose any information otherwise considered confidential or proprietary. including prescription drugs; categories; health benefits and non-essential health benefits; changes in provider availability; State's economic condition; credits to pay for health insurance coverage for individuals and small businesses; otherwise specified in paragraphs (1) through (10) of this subsection.
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