Illinois Code § 110 ILCS 992/5-20

Billing statements.
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(a) In any student loan billing statement, a servicer shall not misrepresent the:
 
 
(1) fees assessed;
 
 
(2) total amount due for each loan;
 
 
(3) payment due date;
 
 
(4) date to avoid late fees;
 
 
(5) accrued interest during the billing cycle;
 
 
(6) default payment methodology;
 
 
(7) means to provide instructions for a payment; or
 
 
(8) procedure regarding escalated requests for 
 
assistance.
 
(b) A servicer shall not misrepresent information regarding the $0 bill and advancement of the due date on any billing statement that reflects $0 owed.

assistance.

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