Certificates of title shall be printed by the department. The original copy shall be delivered to the applicant if there are no liens or encumbrances on the certificate. If there are liens or encumbrances recorded, the certificate shall be delivered or mailed to the holder of the lien or encumbrance who is first in time, on the date of the application. In place of physically issuing a paper certificate of title, the department may create a paperless electronic record of title and lien filing and suspend the requirement to issue a certificate of title if the department and the lienholder enter into a written agreement authorizing the creation of the electronic record of the certificate of title.
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